Just going to put this out there: I can be a little impulsive.
So when you’re trying to save money, unsubscribe from those vacation saving emails. Don’t go, oh, it’s a special birthday, let’s go on a cruise.
Cruises do not save you money. Cruises don’t even come close to saving you money. Unless you regularly eat fancy food and drink a lot because you’re not driving.
My cruise ran me like $1,200. It’s not that bad, and it was my birthday, but I don’t recommend it.
On the bright side, everyone’s budgets will get derailed. Hopefully (not really), by an emergency, not by your party goblin