Posted in Money, Wrap Up

End of August Savings Review

$200.

Let’s face it. I’ve the worst saver. Also this month was rough, since I went on a trip to Toronto, and I am finishing paying off my cruise for next month. I’m happy that next month will have less charges, but this month was probably not a great month to have a great start.

On that note, have you ever looked at your goal, realized it was a high bar. Really, you set yourself up for the highest of bars. I make a bit more that minimum wage. To get to $625,000, I have to save my entire income for 20 years. I can sell. I can minimize my spending. I can get a 2nd and a 3rd job, but that doesn’t change just what an overwhelming number that is. In reality, it is 2 to 3 times the value of any house I’ve lived in.

If I go off of what I spent in 2015, my goal number is $375,000. That number is not relieving in any way.

So yes, my goal is still in the hundreds of thousands, but I’m going to work on saving $10,000 by the new year. For those of you doing the math, that’s $2,500 a month.

Let’s start saving and making money!

See you soon!

Advertisements
Posted in Art, Money

Week 4: My Makeup Addiction

I don’t really have a makeup addiction. I have a shopping addiction and love pretty colors. At one point in time, I found it easier to carry a tote bag that the three makeup bags I had to contain the clutter.

I love organizing my makeup and cleaning it out, but I really don’t use it. That is why when I saw how much money I spent on makeup in the past 8 months (over $500) I was floored. Is there anything you don’t really use that you spend $65 a month on?

My collection (only half inventoried) is about $750. That just amazes me. I wish I could just sell it off and go on vacation. I have to spend less money on this category.

My resolution is to be happy with what I have a use what I’ve got.

I will attempt to spend $0 on this category, and pocket the $250 in my account.

Let me know what you can start a no buy on!

See you soon!

Posted in Money

Week 3: Shopping

Ugh. That number last week was concerning. $5,000 on shopping? Shopping is just that: clothes, makeup, shoes, etc. Everything else get categorized elsewhere, but shopping is just shopping.

I spend a lot on clothes. Probably $200 a month. Can I justify it? Some. I was going to the gym more, so needed more gym clothes. I started wearing dresses, so I needed more. I was a bridesmaid and had free reign over what I could wear, so I bought a couple or 5. I really need to stop the mini shopping sprees.

My makeup excuse is that I am an artist with no creativity, and the colors draw me in. I have no need for the amount of makeup I have, I very rarely use it, but the colors, and I can organize it and carry it around!

Have you seen how easy it is to shop nowadays? I  don’t even have to get up. And the companies already have my credit card info (should probably stop doing that…).

So what’s the simple solution? Stop spending money. Go out and actually buy the things I need. Stop buying 20 things when I needed one. Do with what I have. If only it was so easy!

I’ll keep you updated on how the “just stop buying stuff” method works. Say, if in a month, I haven’t spent the money, I’ll throw it into savings.

See you soon!

Posted in Money

Mega Swagbucks Friday!!

Want some extra money? Join Swagbucks!

It’s been less than a year, and I’ve earned more than $400, just by answering surveys while watching TV. Rock on!

You can earn Swagbucks by doing normal web searches, answering surveys, printing coupons, playing games, or watching ads. I dedicate probably an hour a day during my normal TV time, and it’s pretty much free money.

Join it, Love it.

Posted in Money

Mega Swagbucks Friday!!

Want some extra money? Join Swagbucks!

It’s been less than a year, and I’ve earned more than $400, just by answering surveys while watching TV. Rock on!

You can earn Swagbucks by doing normal web searches, answering surveys, printing coupons, playing games, or watching ads. I dedicate probably an hour a day during my normal TV time, and it’s pretty much free money.

Join it, Love it.

Posted in Money

Mega Swagbucks Friday!!

Want some extra money? Join Swagbucks!

It’s been less than a year, and I’ve earned more than $400, just by answering surveys while watching TV. Rock on!

You can earn Swagbucks by doing normal web searches, answering surveys, printing coupons, playing games, or watching ads. I dedicate probably an hour a day during my normal TV time, and it’s pretty much free money.

Join it, Love it.